These terms govern your use of calculatedscr.com, operated by Loan Daddy LLC under the CalculateDSCR brand. By using the site you agree to them.
Broker relationship
Loan Daddy LLC is a mortgage broker, not a lender. We arrange and shop business-purpose financing from wholesale lenders. We do not make credit decisions or fund loans. Nothing on this site is an offer to lend, a rate quote, a pre-approval or a commitment of any kind. All loans are subject to underwriting and lender/investor approval, and terms are subject to change.
Business-purpose use only
The financing discussed on this site is for non-owner-occupied investment property and business purposes only. It is not available for personal, family or household purposes or for any property you or a family member will occupy. By submitting a request you represent that it concerns business-purpose investment property.
Calculators and content
Calculators produce estimates based solely on the inputs you provide and simplified formulas. Results may differ from any lender’s calculation. Guides, FAQs and other content are general educational information and are not legal, tax, accounting or investment advice. Consult qualified professionals before making decisions.
Accuracy of information you submit
You agree that information you submit is accurate and that you are authorized to submit it. Providing false information about occupancy or loan purpose may have serious legal consequences.
Communications
If you provide consent on our forms, you agree to be contacted by Loan Daddy LLC about your request by email, phone or text. Consent is not a condition of purchase. Message/data rates may apply. Reply STOP to opt out. See our Privacy Policy.
Intellectual property
The site’s content, design, calculators and the CalculateDSCR name and logo are owned by Loan Daddy LLC. You may use the calculators for your own analysis but may not copy or redistribute the site’s content without permission.
Disclaimer and limitation of liability
The site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, Loan Daddy LLC is not liable for any indirect, incidental or consequential damages arising from use of the site or reliance on its calculators or content.
Changes
We may update these terms by posting a revised version on this page with a new effective date.